• Home Equity Lines of Credit
• Self-Employed Borrowers
• Investment Properties
• FHA, VA, USDA and FHA streamline loans available
• First Time Home Buyer
• Freddie Mac and Fannie Mae Relief Program loans available
• Second Homes

Fixed Rate Mortgage

With a fixed rate mortgage loan, the interest rate and your monthly payments remain fixed for the period of the loan.  Fixed rate mortgages are available for 40, 30, 15 and 10 years.  Generally, the shorter the term of a loan, the lower the interest rate you could get. 

FHA Loans Available

FHA loans are government based loan products that allow the borrower to borrow up to 96.5% of the property value. FHA loans are great for first time homebuyers as well as homeowners interested in refinancing their existing mortgage. FHA mortgage interest rates are just as competitive as conventional mortgage interest rates.

Adjustable Rate Mortgages

Variable or adjustable loan is a loan whose interest rate, and accordingly monthly payments, fluctuate over the period of the loan.  Periodic adjustments are made to the interest rate.  Most ARMs have an interest rate cap to protect you from large increases in monthly payments.

Fixed-period ARMs

With fixed-period ARMs homeowners can enjoy from two to ten years of fixed payments before the interest rate adjustment.  At the end of the fixed period, the interest rate will adjust. The advantage of these loans is that the interest rate is lower than that for a fixed rate loan.